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Well-respected bank offering Payday loans

 

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A so far well-respected bank - 'US Bank' offers payday loans now. I could not believe it!
This morning I logged in to verify some checks had cleared and I saw a new symbol saying "Request Checking Account Advance"

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U.S. Bank's Checking Account Advance allows you to request an advance on your next direct deposit.

Key Features:

* Advance cash immediately into your checking account.
* Payoff of advance and finance charge is automatic. Payments will be deducted from your checking account with your next direct desposit(s) of $100 or more, or, if not fully paid, on the final payment date, which is the 35th day after your advance.1
* Finance charge is $1 for every $10 advanced (120% APR).
* Advance between $20 and your limit. If your checking account is overdrawn, you must advance enough to bring your account to a $0 balance.
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Below a screenshot as 'proof'.

At least they put the APR in there, in bold letters. It is probably required by law in California.
The red arrow was added by me.

What are your comments? Are they trying to ruin people?

A few weeks ago, I noticed a banner saying "Equity Line - Why not?", luring people into spending the equity that they have in their homes. I guess payday loans are the logical consequence. What will come after that?

My opinion is: this bank is going too far to make profits. Everyone knows that these payday loans are a big trap and nothing good will ever come out from it. What makes me mad is that I closed my credit union's accounts 2 months ago and switched over to US bank. They have a local branch with good opening hours, plus a good HELOC (Home Equity Line of Credit) at prime - 1.01%, that's why I went with them.



Comments:

You are on page 187 of 194, other pages: 1 2 3 184 185 186 [187] 188 189 190 191 192 193 194
2018-06-04, 11:15:49
robertg.finance@gmail.com from United Kingdom  

Project Funding and Banking Instrument Such As {(BG/SBLC/LC/DC/MTN)} for lease and purchase


Sir

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Well-respected bank offering Payday loans
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2018-06-05, 03:44:36
anonymous from Portugal  
We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
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FOR LEASING OF BG/SBLC
MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
LEASING FEE = 4%+2%

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PRICE = 32%+2%
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2018-06-06, 19:15:32
WALSH ROBERT from Singapore  
We are authorized Financial consulting firm that work directly with
A rated banks eg Lloyds Bank,Barclays Bank,hsbc bank etc

We provide BG, SBLC, LC, LOAN and lots more for client all over the world.

Equally,we are ready to work with Brokers and financial
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We are equally ready to pay commission to those Brokers and financial
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Awaiting a favourable response from you.

Best regards
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email : info.iqfinanceplc@gmail.com
skype: cpt_young1
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2018-06-07, 08:10:57
Michael David from United Kingdom  
I am a mandate to a Finance and Investment Company who is a premier provider of trade finance and project finance instruments as well as discountable bank instruments. We offer Genuine Bank Guarantees, Standby Letter of Credit, Pre Advice / RWA Messages, Documentary Letters of Credit, Bank Draft, Proof of Funds, Performance Bond, Medium Term Notes, and various SWIFT messaging services on lease and sale. We issue these instruments from prime banks, secondary banks, and financial institutions; and transmit SWIFT MT 760, MT 799, MT199, MT999 and other messages on behalf of our clients.

We offer certifiable and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. Kindly contact for genuine inquiries and I can provide you with the needed information.


FOR LEASING OF BG/SBLC
MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M-20B
LEASING FEE = 4% 2%

FOR PURCHASE OF BG/SBLC
MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M-20B
PURCHASING PRICE = 32% 2%

Michael David.
Contact Mail : riversfinancegroupplc@gmail.com
2018-06-08, 06:33:26
anonymous from United States  
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2018-06-09, 09:39:53
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2018-06-09, 09:54:17
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2018-06-10, 19:07:58
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2018-06-11, 03:58:04
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2018-06-11, 08:19:15
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2018-06-20, 03:16:03
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2018-06-21, 01:42:32
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2018-06-24, 08:48:59
Doris Kalinowski  
rating
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2018-06-24, 15:02:28
Doris Kalinowski  
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You are on page 187 of 194, other pages: 1 2 3 184 185 186 [187] 188 189 190 191 192 193 194

 

 

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